LAST UPDATED: Jan 01, 2019
Information You Provide: We collect information that you provide to us when you inquire about products and/or services through this Site. If you refuse to provide any requested information (whether or not required), you may not be able to take full advantage of this Site and its features. That information may include your (a) name, (b) address, (c) e-mail address, (d) telephone number, or government-issued identification such as (e) Social Security number, (f) driver’s license number (for auto insurance offers).
In some cases, we may collect additional information you provide, such as your age, date of birth, gender, occupation, and education level. On our financial services Sites, with your consent, we may collect your Social Security number to verify your identity with a credit bureau and obtain your credit report and credit score.
Information from Third Parties: We may also collect information about you from third parties, like credit reporting agencies or a social media site or a plug-in you use to log into or connect to this Site, and authorize to send us information from that social media account (e.g., name, age, photo). We may associate or combine the information you provide through this Site with this information collected from third parties.
Information Automatically Collected: When you use this Site, the server may automatically recognize you by a “cookie” or other tracking technology. These technologies act as unique identifiers and allow us to provide seamless service across devices.
Furthermore, we may retrieve certain information from your browser (e.g., browser type, referrer URL, date and time of your visit, IP address) and device (e.g., MAC address, device type, screen resolution, and OS version). We use this information to monitor this Site’s performance, analyze traffic patterns and usage, ensure that this Site and any interactions function properly, and gather demographic information about our user base as a whole.
Tracking Options and Do Not Track Disclosures: Certain parts of this Site require cookies, and we may use them to deliver more relevant information and to link data collected across other devices you use. You can adjust your settings to limit tracking or decline cookies, but as a result you may not be able to use certain features of this Site or take full advantage of all of our offerings. Please refer to your device or browser settings for more information on how to delete or decline cookies and control your tracking preferences. This Site does not respond to do not track signals from most browsers.
We may use the information we collect from and about you through this Site (a) to connect you with third-party partners who will provide information about products and services; (b) to respond to your inquiries and requests (e.g., newsletters); (c) to market to you and keep you informed of their products and services and/or those of their third-party partners, which they deep to be of interest to you; (d) to enhance and improve our Sites and services; and (e) to use your data in an aggregated, non-specific format for analytic and demographic purposes.
We have taken certain physical, technical, and administrative steps to protect the information we collect from and about Site users. We encrypt sensitive information (such as credit card number and personal health information) provided. Please remember, though, that neither the transmission of information over the Internet nor the storage of information can ever be 100% secure. If you have reason to believe that your interaction with us is no longer secure please immediately notify us at firstname.lastname@example.org
We do not knowingly collect, use, or share the personal information of children under age 13 and this Site is not directed to individuals under 13. If we are made aware that we have collected personal information from an individual under age 13 we will delete this information as soon as possible.
You may ask whether we hold any of your personal information (or request its deletion) by contacting us at email@example.com and providing your name, address, and phone number. The e-mail address you use to send the e-mail must match the e-mail address in our records.
We will retain your personal information for as long as is needed to provide you with our products and services, unless a longer retention period is required or permitted by law. Personal information of non-U.S. residents will be stored for six years unless otherwise required for legal purposes or as set forth in “Non-U.S. Residents” below.
Our Site and business are operated in the United States. If you are located outside of the United States any information you provide to us will be transferred to and processed in the United States. By using this Site or providing us with your personal information, you consent to have your personal information transferred to and processed and stored in the United States in the absence of an adequacy decision or the appropriate safeguards set forth in Articles 45 and 46, respectively, of the General Data Protection Regulation.
- The right to request access to such personal information.
- The right to request the erasure of such personal information.
- The right to withdraw, at any time, any consent to the processing of such personal information.
To exercise these rights, please contact firstname.lastname@example.org